Private Hard Money Lender near me, financing your next Fix and Flip.

Hard Money Lenders Near Me

Funded by private businesses and individuals, hard money lenders near me provide short-term, high-rate loans for real estate investors. This financing option, which does not conform to bank standards of creditworthiness, is typically used by rehabbers looking to renovate a property.

Hard money financing is generally determined by the value of the investment property itself, with lenders analyzing the “After Repair Value” (ARV) to determine the size of the loan. Hard money lenders near me generally will not fund a real deal but rather a percentage of the purchase price or the after-repair value, ranging from 50 to 70 percent.

Hard money lenders also charge fees apart from the interest on the loan. These fees are generally delineated in points (three to five), representing additional percentage fees based on the loan amount. In general, hard money lenders in Phoenix, Arizona, charge much higher interest rates – sometimes double the amount of a traditional mortgage, plus fees. Ultimately, all hard money lenders near me will have different requirements, and real estate investors need to be fully aware of what they are getting into.

Private Hard Money Lenders near me

Private hard money lenders near me, Phoenix, Arizona, are integral to the growth of every new investor. They have the means and intent to invest capital into your business and are just as interested in working with you as you are with them.

Generally speaking, private money lenders near me, Scottsdale, Arizona, will provide investors with cash to purchase real estate properties in exchange for a specific interest rate. These terms will generally be established upfront and with a specified payback period – anywhere from six months to a year. These loans are most common when investors believe they can raise the value of a particular property over a short period, typically through renovations. However, it is also essential to understand that private money lenders near me, Las Vegas, Nevada should only be used when you have a clearly defined exit strategy like hard money.

Seller Financing

There are some scenarios when an investor and a seller can strike up a mutually beneficial seller financing deal. For example, in seller financing, the property buyer will make payments directly to the property seller rather than going through a bank. This can help a motivated seller sell the property more quickly. In addition, investors can avoid jumping over traditional mortgage lending hurdles, such as financial and credit score minimums.

The buyer and seller can often enjoy a faster transaction process and avoid many costs and fees associated with the closing process. Furthermore, the owner can sell the promissory note if they no longer want to manage their owner financing.

Dennis Dahlberg
Level 4 Funding LLC
Tel: 623-582-4444

Private Hard Money Lender


Who is this Dude? Dennis brings with him substantial experience in residential real estate. Dennis has extensive experience purchasing, renting, and selling numerous homes over the past 45 years. His first purchase was a property in California when he was 18 years old.   Dennis graduated from California State University Pomona with computer science and business management majors. He is a Licensed Mortgage Broker, Licensed Mortgage Originator, Licensed Real Estate Agent, Licensed Insurance Agent, Certified Sort Sales Specialist (CSS), Certified Negotiator (CNE), and FAA Licensed Private Pilot.

Dennis Dahlberg
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

Equal Housing Opportunity. This is not a Good Faith Estimate or a Guarantee to lend and should not be considered. Costs, rates, estimates, and terms can only be determined after completing a full application. Actual payments will vary based on your situation and current rates. APR for loans ranges from 7.99 - 29.5% and is based on Credit Score, Down Payment, LTV, and Income. Mortgage rates could change daily. For more accurate and personalized results, please call 623 582 4444 to talk to one of our licensed mortgage experts. Terms and conditions of all loan programs are subject to change without notice. Level 4 Funding LLC, 22601 N 19th Ave Suite 112, Phoenix AZ 85027, 623-582-4444 NMLS 1018071 AZMB 0923961 This e-mail is for the exclusive use of the intended recipients and may contain privileged and confidential information. If you are not an intended recipient, please notify the sender, delete the e-mail from your computer and do not copy or disclose it to anyone else. Your receipt of this message is not intended to waive any applicable privilege. Neither this e-mail nor any attachments establish a client relationship, constitute an electronic signature or provide consent to the contract electronically unless stated by Dennis Dahlberg RI/CEO, Level 4 Funding LLC, in this e-mail or an attachment. To this extent, this message includes any tax or legal advice. This message is not intended or written by the sender to be used, and cannot be used, for legal or tax purposes or advice.
About the Author: Dennis has worked in the real estate industry for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the unique investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have two beautiful daughters and five amazing grandchildren. Dennis has been an Arizona resident for the past 40 years. 9 17 22